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5月18日,许海波(复旦大学)
发布时间:2017-05-15   发布人:zs   点击数:1401

报告人:许海波,复旦大学

时间:5月18日,周四下午3:30—5:00

地点:博学楼501教室

题目:Extorting the Unbanked: Evidence from Singapore’s Unlicensed Money Lending Market

摘要:Using a unique dataset that tracked the borrowing behavior of over a thousand borrowers, we study the unlicensed money lending market in Singapore. In this market, borrowers search for lenders, and lenders decide how much money to extort from borrowers. Lenders use acts of harassments to force borrowers into compliance. We observe that different lenders extort different amounts of money from different borrowers. Higher extortion by lenders discourages borrowers from becoming repeat customers. Increased enforcement efforts specifically targeted at reducing the number of lenders in this market will cause an increase in extortion by lenders but will not deter borrowers from becoming repeat customers because borrowers have fewer lenders to choose from.

报告人简介:许海波,复旦大学经济学院助理教授,美国圣路易斯华盛顿大学经济学博士,从事应用微观理论研究,研究内容涉及博弈论,动态合约理论,公司金融等领域。

 

 

 

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