2023年12月18日（周一）13:30-15:00 欧阳从容 （美国堪萨斯州立大学）

讲座系列：前沿专题系列讲座第39场

讲座人：欧阳从容 （美国堪萨斯州立大学个人理财规划系助理教授）

时间：2023年12月18日（周一）13:30-15:00

地点：博学楼211

主持人：陈福中（对外经贸大学国际经济贸易学院政治经济学系教授、系主任）

讲座题目：An Assessment of Financial Obligations Behaviors of U.S. Renters and Homeowners

讲座摘要：Did those households reduce their financial obligations? We analyze the proportion of households with financial obligations ratios over 40% （heavy burdens） in 2016 and 2019. In 2016, households with Black, Hispanic, and Asian/other respondents had significantly higher proportions with heavy burdens than those with White respondents, and those discrepancies persisted in 2019. Each racial/ethnic group of homeowner and of renter households had significant increases in the proportion with heavy burdens between 2016 and 2019. A  regression analysis with year-racial/ethnic group interactions of homeowner households indicates that only Hispanic households  had significant increases in the proportion with heavy burdens between 2016 and 2019.A similar regression of renter households indicates that only Black  households had a significant increase in the proportion with heavy burdens.

主讲人简介：

美国俄亥俄州立大学消费者经济学博士，现任堪萨斯州立大学个人理财规划系的助理教授，博士生导师。研究领域涵盖消费金融学、高净值家庭财务规划、研究方法论以及利用统计软件进行尖端财务规划，管理研究的课程。在《Financial Service Review》,《Journal of Financial Planning》,《Journal of Family and Economic Issues》,《Journal of Retirement》，《Journal of Social Service Review》等国际学术期刊发表多篇论文。今年，欧阳博士担任《Financial Planning Review》编辑委员会成员，并为堪萨斯州立大学小型研究基金项目的评审委员会服务。

讲座人主页：

https://www.hhs.k-state.edu/pfp/about/people/congrong/